Roof inspections with photos for obtaining insurance in St Petersburg by Dunn Roofing Roof inspection in Saint Petersburg
Why does my homeowner's insurance want a roof inspection? Sometimes an insurer wants to know that a home it is issuing a policy on is protected by a roof that’s in good condition and has no visible leaks. So your agent will request a “roof letter,” “roof certification letter,” or may call a “roof inspection form.”
Unfortunately, even if the roof appears to be in good condition, if it is past what is considered an average lifespan for that particular type of roof material, an insurer may request that it be replaced based solely on age. Typically, they want to see a report that shows a minimum of about 3 to 5 years of remaining life. We will take several pictures of your roof and type a letter with our Florida State License number on the letterhead or use the Citizens Roof Condition Certification Form.
Roof Types: Asphalt shingles are the most popular type of roof covering in residential construction and are available in various grades. Depending on grade, the serviceable life expectancy of the asphalt shingle roof in Florida varies between 12 and 16 years. A number of factors can accelerate the aging process of asphalt shingles in Florida. These factors include drainage, slope (angle), exposure (roofing facing south age faster than other exposures) and attic ventilation.
Tar and Gravel or Modified Bitinum is intended to last about ten years. It is possible to extend life expectancy by coating it with elastomeric roof coatings, roof cement or tar. This type of roofing is generally found on low pitch roof surfaces on porches, patios and additions.
Tile roofing is one of the most attractive and durable roofing systems you can install on your home. Roof tiles are made from various materials such as clay, concrete, synthetic, or slate. Depending on the type of tile installed, the serviceable life expectancy can be 20 to 30 years. The most important thing to remember about caring for a tile roof is that you cannot just walk around freely on it while performing maintenance such as cleaning. Tiles are durable against weather and such, but walking on them improperly can cause them to crack or break.